A Player’s Account Balance is the amount of funds held in their Account (if any), plus any winnings and/or minus any losses accrued through Settlements, less any Fees, if applicable, and less any amounts previously Withdrawn by the Player or amounts forfeited or reclaimed by STX due to any known or suspected fraud or due to Deposits or other transactions rejected or canceled by a Player’s bank or any relevant third-party bank (whether as a result of insufficient funds, charge-backs or otherwise), or any sums which are otherwise deductible or forfeited.